The 7 best credit cards for wedding expenses – The Points Guy

You recently got married – congratulations! We now inform you – many purchases are required.

As you begin to look into wedding details such as a venue, photographer and decor, you may realize that wedding planning can be expensive and expensive.

Zola said, the average wedding budget this year will be $20,000-$40,000. Regardless of where your budget falls, there’s a good chance this will be one of the biggest expenses of your life.

But at The Points Guy, when we see big expenses, we also see big rewards—it’s possible to earn them.

Let us help you choose the best credit card for wedding expenses, from the venue to the invitation mail and everything in between.

The best credit cards for honeymooners

Whether you’re booking your wedding or planning a destination wedding, use a card to earn travel rewards when you book. hotel and airplane. Plus, if you’re using a hotel for your stay, using a travel voucher for that purchase is an easy way to get serious rewards.

The Platinum Card® from American Express

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Welcome bonus: Earn 80,000 Membership Rewards points after you spend $6,000 in purchases with your new card in your first six months of card ownership. TPG price this bonus to $1,600.

Annual Fee: $695 (see rates and fees).

Why we recommend it: You’ll earn 5 points per dollar spent on flights booked directly with the airline and travel advertised on American Express Travel, up to $500,000 per calendar year. You will also rise to $200 at the hotel and up to $200 in airfare as well as access to the Global Lounge Collection airport lounges and a Clear credit to make your travel experience easier and more comfortable.

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You will be happy too up to $100 in referrals annually for purchases at Saks Fifth Avenuewhich can help offset the cost of a dinner party or new decorations, as well as a Walmart+ membership get last-minute groceries and items delivered to you wherever you are.

For more information, read our full review of the Amex Platinum Card.


Official link: The Platinum Card from American Express


Chase Sapphire Preferred Card

Welcome bonus: Earn 60,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first three months of account opening. TPG price this bonus to $1,200.

Annual Fee: $95.

Why we recommend it: You’ll earn 5 points per dollar spent on travel purchases through Chase Ultimate Rewards, 2 points per dollar on all other travel and 3 points per dollar on points.

We love that this card earns bonus points on travel and dining. Chase has a kind definition of travel, so this card is especially useful if you’re paying for parking or going camping for a bachelor party. And with bonus points on dining, it’s also a great card to use when you’re taking your wedding party to brunch or having your meal catered to a restaurant at the local. However, traditional family services are not available signs to eat and Chase, so you’ll want to use another card if you go that route.

For more information, read our full review of the Chase Sapphire Preferred.


Official link: Chase Sapphire Preferred Card


The best credit cards for weddings

From formal dinners and buffets to food to fuel your late-night plans, you’re sure to spend a good chunk of money. in food for your wedding. For these expenses, use a card to get bonuses for dinner and shop purchase.

American Express® Gold Card

WYATT SMITH/THE MAN

Welcome bonus: Earn 60,000 Membership Rewards points after you spend $4,000 in purchases with your new card in your first six months of card ownership. TPG price this bonus to $1,200.

Annual Fee: $250 (see rates and fees).

Why we recommend it: This card earns 4 points per dollar spent at restaurants and supermarkets, and is good for all your holiday dining. It also earns 3 points per dollar spent on flights booked directly with the airlines or at amextravel.com, which is great to use for also buy honeymoon flights.

For more information, read our full review of the Amex Gold Card.


Official link: American Express Gold Card


Capital One SavorOne Cash Rewards Credit Card

THE EYED MAN

Welcome bonus: Get a one-time $200 cash bonus when you spend $500 in purchases within the first three months of account opening.

Annual Fee: $0.

Why we recommend it: This card earns 3% unlimited cash back on dining, entertainment, popular media services and retail stores. This is a great card to use for dining and activities you may be planning for your bachelor or bachelorette party, such as going to dance clubs and sports.

For more information, read our full review of the SavorOne Card.


Official link: Capital One SavorOne Cash Rewards Credit Card


The best credit cards for everything else related to weddings

Aside from food and travel purchases, most of your wedding expenses will fall into the “all other purchases” category, earning 1 point. per dollar spent on multiple rewards cards. For these values, use a card with an income rating instead of bonus points.

Capital One Venture Rewards Credit Card

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Welcome bonus: Earn 75,000 bonus miles when you spend $4,000 in purchases within the first three months of account opening. TPG price this bonus to $1,388.

Annual Fee: $95.

Why we recommend it: This card earns 2 unlimited miles per dollar on every purchase, meaning you’ll earn extra miles on every purchase you make, from purchase to purchase. to your nails for the big day.

We also love that Capital One miles are so easy to redeem for a credit statement to reimburse travel purchases you’ve made on the card. If you want to focus on using the same card for all your weddings, this is one.

For more information, read our full review of the Capital One Venture Rewards Card.


Official link: Capital One Venture Rewards Credit Card


Chase Freedom Unlimited

WYATT SMITH/THE MAN

Welcome bonus: Earn an additional 1.5 points per dollar on all purchases up to $20,000 spent in the first year.

Annual Fee: $0.

Why we recommend it: This card earns 3 points per dollar on food and retail purchases, perfect for all your dining out and visits to the hospital for machines and bobby pins. You also get 1.5 points on every other purchase, and if you qualify for the welcome bonus, you get an impressive 3 points per dollar on your four All purchases up to $20,000.

In addition to its outstanding availability, we are happy to have this card Find great rewards score and give you saving options. Simply put, you can redeem this card’s points for a cash back statement to help cover some of those weddings. But if you have too Chase Sapphire Reserve or Chase Sapphire Preferred Cardcan you Give your points to that story and open the entire line of Chase travel partners as additions redemptive choice.

For more information, read our full review of the Chase Freedom Unlimited card.


Official link: Chase Freedom Unlimited


Citi® Double Cash Card

Welcome bonus: No.

Annual Fee: $0.

Why we recommend it: This card gives you 2% unlimited cashback on every purchase (1% when you buy and 1% when you pay). If you want to simplify your planning and focus on earning cash back rewards to help you save for your wedding, this is a great card for all your purchases.

For more information, read our full review of the Citi Double Cash card.


Official link: Citi Double Cash Card


There are many ways to earn points on wedding expenses

Get a welcome bonus

Planning your wedding is a great time to get a new credit card with a great welcome bonus since you’ll be able to easily meet the minimum expenses for a new card with your wedding purchases. If you saw a card with a good bonusapply for that card and use it for all your weddings until you meet the spending requirement.

Buy gift cards

If you have a credit card that earns bonus points for shopping at shop or office supplies stores, you can buy gift cards from these stores. Then you can use gift cards at certain places where you know you will spend money for your wedding, such as jewelry and stores, to earn bonuses on those purchases.

Check merchant offers

Check out the merchant offers to all your cards at all times, and add anything you think you’ll use. We recommend using a notification on your phone to check which offers are on the cards, so that you can easily refer to them when you are ready to make a purchase.

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Use shopping portals

Always use your favorite shopping portal for all your online purchases earn more points on your wedding purchases.

Choose no interest credit cards

We really believe in it Pay off your credit card balance in full monthly, but it is understandable if an exception needs to be made for a major emergency. If that is the case, choose a card with an introductory period and 0% annual interest. Just be sure to note when the 0% period is over and pay your balance in full at that time.

bottom line

Add excitement on your way to “I do” by using the best credit cards for wedding expenses. The right cards can help you save money, cover your honeymoon or launch the new chapter of your life with a nice collection of points and miles. With these tips, you’ll be celebrating long after your wedding day.

Read more:

For Amex Platinum rates and fees please click here.
For Amex Gold rates and fees please click here.

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