Is the World of Hyatt Credit Card worth the annual fee? – The Points Guy

Hotel credit cards are great. They tend to offer more perks at the hotel brand associated with the card but not as powerful cards for your everyday spending.

And just because a card is popular with others doesn’t mean it’s a good fit for your wallet. Of the World of Hyatt Credit Card there are many fans and the annual fee is only $95, but the annual fee does not count.

Here’s a look at what you get from the World of Hyatt card each year so you can make up your own mind.

Welcome bonus

New applicants for the World of Hyatt card can get up to 60,000 bonus World of Hyatt points. You’ll earn 30,000 bonus points after spending $3,000 in purchases within the first three months of account opening. You can earn up to 30,000 more points by earning 2 points per dollar on purchases that normally earn 1 point per dollar – up to $15,000 of these purchases in the first six months from account opening. If you increase this spending, you will receive 60,000 bonus points, which TPG price to $1,020.

The Andaz Mayakoba near Playa del Carmen, Mexico. SUMMER HULL/THE POINTS GUY

The most obvious way Redeem Hyatt points for hotel stays and World of Hyatt. It includes not only hotels with “Hyatt” in the name but also World’s Smallest Hotels. Hotel redemptions may include award nights and points + cash.

You can also redeem points for dining, spa or meeting expenses, Search Experience, Lindblad Expeditions and rental cars, as well room upgrade.

Target: Hyatt’s best-kept secrets: 16 amazing hotels you never knew existed in the World of Hyatt

World of Hyatt uses a Top and bottom sign charts, which means you’ll pay more points for hotel stays on holidays and busy travel times. On the other hand, if you can travel during off-peak times, you can make a few points. High prices on Phase 1 properties starting at 3,500 points per night. Hyatt properties are listed in eight different categorieswith the highest rates in Section 8 properties topping out at 45,000 points per night.

Target: Why Hyatt Rewards is My Favorite Loyalty Program in 2022

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You can also upload your World of Hyatt account 1:1 transfer from Chase Ultimate Rewards. These points are necessary fast transfer.

Sign up for free annual nights

Each year on your anniversary (based on when you opened the card), you will receive a reward or free. Can be used at Category 1-4 hotels worldwide for one free night. It is also important to introduce yourself hotel fees will not be charged on points staying with Hyatt.

Target: Here are 12 hotels where you can get the most out of your Hyatt rewards certificate

This benefit alone can justify last year’s $95 Hyatt card so you can redeem your free night for $200 or more in value with little effort.

Get another free night reward

In addition to the award of free nights received each year, you can earn a second award of free nights (valid for Category 1-4 properties) by spending of $15,000 in sales during the calendar year World of Hyatt card.

Target: Sweet Spot Sunday: Spend $15K on a World of Hyatt card, get more perks

Elite status and related benefits

As a cardholder, you get complimentary Discoverist status every year. At the second-lowest level in the World is Hyatt, TPG values ​​Discoverist for just $165 a year.

It offers discounted hotel rates for guests, complimentary bottled water during your stay, late check-out (if available) and room upgrades required in one room. Researchers may also be interested in a same status as MGM awards (in Pearl status) and blessings from Hyatt-American Airlines partnership. In addition, you will also receive 10% bonus points on stays (5.5 points per dollar, instead of 5 points), and payment of fees (if applicable) is waived when you stay at a hotel using points or points or rates.

Target: Credit card comparison: World of Hyatt card vs. World of Hyatt Business card

Generally, earning Discoverist status requires staying at Hyatt properties for at least 10 nights per year. However, you get this status automatically from the World of Hyatt Credit Card and the World of Hyatt Business Credit Card.

With the World of Hyatt personal card, you can also earn two points for qualifying nights for every $5,000 spent on the card. Therefore, spending $15,000 in purchases to unlock the free night reward (detailed above) will also earn you another six. awards night each year. There is no limit to the number of nights you are eligible to earn on credit card spend.

For more information, see our full review of the World of Hyatt card.

Other benefits of cardholders

In addition to the above, you will enjoy many travel protections. Including late travel reimbursement, old baggage insurance, car crash damage damage, lost baggage reimbursement and trip interruption and trip cancellation insurance.

THE EYED MAN

You’ll also earn World of Hyatt points on every purchase with your card, which TPG price at 1.7 cents each. You will earn 4 points per dollar at Hyatt hotels, participating Small Luxury Hotels of the World locations and on Lindblad Expeditions. You get 2 points per dollar at restaurants, transportation, travel, fitness clubs and gyms and on flights purchased directly from airlines, such as add 1 point per dollar on other purchases. These rates represent 6.8%, 3.5% and 1.7% return on investment.

Target: Viewpoint: Which credit card should you use for Hyatt stays?

You can get better than the 1.7% return on everyday spending with other credit cards, but it’s worth considering how these purchases can be more valuable if they help you get the Category 1-4 free night awards and qualifying nights in each year. .

Target: Do all purchases on Hyatt credit cards add up?

bottom line

The free night you get each year as a World of Hyatt cardholder should easily be spent on $95 each year. Other benefits – such as points arrangement and premium status – vary in value based on usage.

If you can take advantage of these benefits, the annual fee is easily worth it each year. If not, another card – maybe one that offers easy refunds – may be more suited to your wallet.

Official link: World of Hyatt Credit Card

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