Tomorrow is the last day to register to avoid a gap in coverage in 2023
Governor Mills reminds Maine residents without health insurance that tomorrow, December 15, 2022, is the deadline to sign up. CoverME.gov, Maine’s health insurance market, for an affordable health plan starting next year.
The Governor urged Maine residents to take action to protect the insurance gap. Maine residents who sign up by midnight tomorrow will begin coverage on January 1, 2023. Customers who sign up after Thursday will miss out on coverage for January. 2023 but will – if they sign up by January 15 – be eligible for health insurance starting on February 1, 2023. After January 15, the last day of registration each year, only individuals and families eligible for special registration periods due to special circumstances, such as changing jobs or having a baby, can register for private health insurance for 2023. .
By visiting CoverME.govMaine residents can compare private plans, apply for financial assistance, and enroll in a health plan 2023. Health plans offered at CoverME.gov provide quality, comprehensive insurance to protect customers in the event of an accident or critical illness and fully cover preventive examinations.
In 2023, Maine residents can take advantage of federal financial aid, made available through the Inflation Reduction Act, which makes insurance more affordable than ever. Residents can also get free help choosing the best plan that fits their budget and health needs.
“Health care saves lives – and affordable, quality health care is available to Maine residents today by visiting CoverME.gov,” said Governor Janet Mills. “I encourage Maine people to visit CoverME.gov tomorrow to evaluate your options and enroll in the plan that is best for you and your family to avoid any gaps in insurance. Now is the time to act. Please don’t wait.”
“If you or your family need health insurance in the new year, don’t wait – you don’t have until December 15th to get health insurance good and cheap starting January 1. This is your last chance to avoid a gap in insurance in 2023,” said Jeanne Lambrew, Commissioner of the Maine Department of Health and Human Services. “All plans have been offered CoverME.gov it includes important benefits, from checkups to emergency care, and many people are eligible for help paying for their insurance. Visit CoverME.gov protect yourself and your family in the new year.”
“Our trained HelpLine staff is ready to provide free, confidential assistance to Mainers who need help sorting out their health insurance and not enrolling in insurance,” said Ann Woloson, Chief Customer Officer for Health Care. “People who need insurance should check their options since many people buy their insurance alone CoverME.gov can get help to pay monthly bills. There are more opportunities for Mainers than ever.
Last year, more than 80 percent of consumers received financial assistance through CoverME.gov. This year, thanks to federal law changes, more families and individuals will be eligible for financial assistance to help pay their insurance premiums.
In 2023, as a result of the three-year increase in additional aid provided by the American Rescue Plan, 13 million Americans nationwide will save an average of $800 a year on their health insurance, according to the US Centers for Medicare and Medicaid Services. Four out of five customers will be able to get a plan for $10 or less after subsidies.
In addition, a new federal law to fix the so-called “family glitch” means that many family members of Maine workers who are offered insurance cannot afford it. projects will be eligible for financial assistance through CoverME.gov in 2023. Even those who were ineligible in the past should be checked CoverME.gov to see what grants may be available next year.
Reduced enrollment starting in 2017 was reversed to 2022 after the first CoverME.gov enrollment opportunities are managed entirely by the Maine Department of Health and Human Services (DHHS) Office of the Health Insurance Marketplace (OHIM). Maine’s dominance of its market, along with the expansion of Medicaid, led the state to receive the most skin in its uninsured rate in every state in the country in recent years.
Since the second year of open enrollment through CoverME.gov beginning November 1, 2022, more than 60,000 Maine residents have selected affordable health insurance plans by 2023.
This year, CoverME.gov will offer individual plans from Anthem, Community Health Options, Harvard Pilgrim Health Care, and, newly, Taro Health.
Customers who already have a plan CoverME.gov they are automatically re-enrolled in their current plan or similar offer from their health insurance company. But, the OHIM encourages people who are now signatories CoverME.gov to check new plans and update their family information and income, because the new financial aid can offer a variety of affordable insurance to meet their needs.
With the Plan Comparison tool c CoverME.gov/get-started/compare-plans, consumers can review available private health plans and estimate their costs before signing up for an account or filling out a full application. The tool also allows consumers to check if their health care coverage is covered by each plan, and see information about coverage and out-of-pocket costs for prescriptions.
Free enrollment assistance is available online, over the phone, and in person to help consumers find the plan that fits their health needs. health and budget for 2023. Find help at (866) 636-0355/TTY 711 (for languages other than English. , select option 4).
The Consumers for Affordable Health Care HelpLine is available toll-free at 1-800-965-7476.
Maine residents apply through CoverME.gov those who are eligible for MaineCare will send their application to MaineCare for review. Eligible Maine residents can enroll in MaineCare at any time of the year.
CoverME.gov Some of Governor Mills’ successful efforts to ensure Maine residents have access to health insurance include:
- Medicaid expansion: The implementation of the expansion is the first official work of Governor Mills as Governor and is the first step of his Administration in improving health. for Maine people. The federal government pays 90 percent of the cost of this insurance, which supported the cost of hospitals for the care of patients that had not been done before, an activity that was very important during the disease.
- Placement of Care Bill Protections in State Laws: In 2019, just weeks after expanding Medicaid, Governor Mills also signed into law The federal health care law mandates insurance coverage for people with pre-existing conditions, ensuring that Maine residents with cancer, asthma, or other medical conditions are not overcharged or denied altogether by state-regulated insurance companies.
- Making Health Insurance More Affordable for Small Businesses:Thanks to a bill proposed and signed into law by Governor Mills, by 2023 small businesses will see their first annual average discount in health insurance premiums since 2001, while average premiums in many other northeastern states will increase. The Governor said the same introduced the Special Assistance Program for Small Business Health Insurance to lower monthly health insurance costs for small businesses and their employees.