LEXINGTON, Ky. (LEX 18) — If you’ve been driving for a long time, it’s probably happened to you at least once. A car in front of you kicks up a rock at high speed and it is focused on your lens. The noise from the connection is not only annoying, but the impact is more likely to leave a crack in the glass that needs to be repaired. , if not replaced.
This type of work can be expensive, but in Kentucky, it won’t — and in most cases, shouldn’t — cost you a dime.
“Kentucky has a unique law that if you have full insurance, or full coverage, you will get all your glass replaced free of charge. You don’t have to pay a deductible,” explained Josh Patrick.
Patrick, who runs things for Central Kentucky Auto Glass, met us at a job site where two of his technicians were working. He said, he should inform the customers every day about this law, and even offer to pay their losses if they are wrong.
“I tell people every day, if for some reason I have a loss, I will pay. We are just confident,” he said.
According to Patrick, many representatives of the business working in insurance companies do not understand the law here, or they do not share information with their customers.
“Because there are only a few states in the United States that do not have a deduction, they will tell you that you have a deduction,” he said.
According to Patrick, anyone who has damaged glass, or any type of glass that has been damaged due to road hazards, or from anything else, should call an auto glass company before calling their company. insurance. He also stated that any claim filed with your insurance will not cause your premiums to increase.
“It doesn’t do anything to your annual salary,” he said.