Delaware mortgage Relief Program updates announced

The Delaware State Housing Authority recently announced updates to the Delaware Mortgage Relief Program including the removal of the 30-day mortgage payment requirement. Homeowners with no mortgage defaults are now eligible to apply for the program.

The program offers monthly mortgage assistance for up to six months in addition to refinancing mortgages for those at risk of default. The amount of assistance received was from $40,000 to $50,000 per family.

For more information and to check eligibility, homeowners can go to or call 888-303-4324.

Since June 2022, the Delaware Mortgage Relief Program has distributed nearly $11 million to more than 1,100 families, with a total assistance of $9,478. For more information and information about the success of the program go to

In addition to expanding the program, the Delaware Mortgage Relief Program is working with local community organizations to provide application assistance and ongoing financial planning for homeowners in need. Legal aid services provided by Legal Services Corporation Delaware.

Real estate consulting services are provided by First Nation WorkTelamon Corporation, Housing Opportunities of Northern Delaware Inc., Interfaith Community Housing, Neighborhood House Inc. and NeighborGood Partners.

“At DSHA, we are committed to continuous improvement in order to better serve the people of our state,” said Eugene R. Young Jr., director of DSHA. “These new innovations and partnerships will have positive lifelong effects for homeowners, their families and Delaware neighborhoods.”

The Delaware Mortgage Relief Program provides financial assistance to Delaware homeowners who are at risk of foreclosure due to unpaid mortgage obligations such as mortgage payments and property taxes. . Financial assistance can be used for mortgage payments, property tax/chattel/lease delinquencies, water and sewer, HOA or garden fees, homeowner’s insurance delinquencies , and list of land for industrial buildings.

The program is funded through the American Rescue Plan Act and Homeowner Assistance Fund, which was distributed by the US Treasury Department to the state of Delaware. The $50 million received is administered by DSHA and will be available until 2025 or until the funds run out, whichever occurs first.

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