Benefits of Laurel Road members

AMA members should apply through www.laurelroad.com/ama to receive these blessings.

AMA members can manage their finances and prepare for their future in a variety of ways Laurel Road, an FDIC-insured digital banking platform. Laurel Road also offers a variety of personalized gift solutions to help physicians manage and maintain their practice. Continue reading to learn more about grants for students, residents, physicians, and practices.

Laurel Road student refinancing

The AMA and Laurel Road have teamed up to help members save their student loan debt. Laurel Road offers competitive rates on student loans, and AMA members have access to these special benefits:

Get a 0.25% discount when you refinance at Laurel Road^*
Residents pay only $100/month through tuition^*
Lower your deposit rate when you add a new deposit. Open a Laurel Road Linked Checking℠ account while refinancing students and get an introductory 0.25% off your interest for the first three months. After that, your interest rate varies based on the amount of your direct deposit each month. ^*

Note: the discount applies to the principal to help pay off the loan faster. These discounts and bonuses are only offered for applications from AMA members in good standing, and rates expire when members become inactive. Other terms and conditions apply. For more information, visit Laurel Road website and get all the partnerships denial.

Public Service Loan Forgiveness (PSLF)

Wondering if you qualify for PSLF? Laurel Road student loan experts at GradFin have helped borrowers qualify for an average of $90k in student forgiveness† and can help you understand how to manage your student loan options, including PSLF.

AMA members also receive a $50 discount when they open a year with GradFin for PSLF services.* Schedule a free 30-minute session with an expert exclusive to GradFin today.

Consider PSLF if you:

Work for a government or qualified non-profit organization**
He works full-time
Do federal loans

†Members who met the requirements for PSLF are eligible for an average of $90k in student loans as of 8/30/22.

*AMA members receive a $50.00 discount on the annual State Loan Forgiven (“PSLF”) and GradFin program (“Offer”). The discount will be applied to the annual subscription fee of $249.00 and will be automatically applied at checkout. This offer is available to current AMA members only, is non-transferable and cannot be applied to previous purchases. This offer cannot be redeemed for cash or combined with other offers and may be canceled at any time and without notice.

** To find out if your employer is eligible, visit studentaid.gov/pslf/employer-search.

Residential loan consultation

AMA members can also help ease the financial burden of negotiating for housing opportunities on Laurel Road. A Laurel Road residency interview loan covers the usual costs associated with finding a medical residency program. For example, you may incur travel expenses for flights or hotel stays.

AMA students receive an additional 0.25% discount when taking out a residential mortgage loan with Laurel Road.^*
Reduced fees during training—pay only $25/month for the remainder of medical school and up to four years of residency..*
Add 0.25% discount if monthly payments are made automatically from a bank account at closing.*

Personal loans for doctors and residents

In addition, doctors and residents can apply for personal loans online and check their rates in minutes without affecting their credit score.^* Doctors can borrow up to $80,000^* with a personal loan if applicable.

AMA members receive an additional 0.25% discount when they take out a personal loan at Laurel Road.^*
Special pay during training.
Add 0.25% discount if monthly payments are made automatically from a bank account at closing.^*

Medical loans

Laurel Road offers physicians or residents who are members of the AMA mortgage specialty with 100% financing and no PMI required,^* whether they are looking to buy a home or refinance their current mortgage.

As an AMA member, you’ll receive a 0.25% mortgage discount on the lowest rates on Laurel Road.^* You can also save up to $650 on your closing costs.^* Enjoy a simple online application with a dedicated mortgage team and human support when needed.

Laurel Road for your example

Laurel Road also offers a variety of specialized loan solutions to help you run and maintain your business, including loans and lines of credit. These solutions are designed to help you buy equipment, settle debt, or buy in a traditional way.

As an AMA member, you will receive a 0.25% discount if you are approved for a Laurel Road home loan.^*

If you are a doctor or medical student interested in unlocking these special benefits, Join the AMA today.

Notice for Federal loan holders: The Department of Education recently announced the forgiveness of $10,000 for eligible Federal student loans and $20,000 for eligible Pell Grant recipients. Read more here (https://studentaid.gov/debt-relief-announcement). If you refinance a federal student loan at Laurel Road, you will no longer be eligible for forgiveness or federal student loan repayment, including but not limited to Basic Repayment Loans (IBR). , Public Service Loan Forgiveness (PSLF), Pay As You Earn (PAYE) or Revised Pay As You Earn (REPAYE), and federal unemployment benefits to COVID-19 (such as 0% interest, payment freezes, and forgiveness). In addition, federal student loans offer deferment, forbearance, and loan forgiveness that are not available on Laurel Road. Please consider these loss of federal benefits carefully and discuss them www.studentaid.gov for the latest information.

MORTGAGES, STUDENT LOANS, PSLF, AND PERSONAL LOANS FDIC Insured or Guaranteed.